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What can be done to reduce your auto coverage rates in Texas?
Have a good driving record.
Have multiple cars at same agency s.
Combine homeowners and auto coverage at same agency in Texas.
Increase your deductable expense.
Reduce the amount of driving you do per year, have one car to commute and one for pleasure.
If you have student drivers, and they have good grades, ask for a good grade student driver discount
Some agencies offer discounts based on past driving history
The type of automobile you are insuring also has an effect on rates